Common types of cheque bounce cases:
- Payments to businesses and vendors: Checks sent to pay for goods, services, dealership or distribution invoices.
- Property, rent, and security deposit: Cheque that are post-dated for house rent, office rent, lease payments, brokerage, or refundable deposits.
- Checks are given for monthly salary, consulting retainers, or professional bills.
- Friendly loans and personal borrowings: Friends, family, or coworkers give you Cheque for informal loans or hand loans.
- Loan, EMI, and finance repayments: Checks given to pay off bank loans, NBFC loans, microfinance, vehicle loans, or private finance EMIs.
- NRI and POA transactions: Checks written by or on behalf of NRIs through Indian bank accounts and power-of-attorney holders.
- Multiple cheque series and part-payment plans: These are sets of installment cheques where some or all of the cheques are not honored.
Important documents and timelines for your legal notice:
- The original Cheque or a clear copy, along with the original bank return memo.
- Invoices, loan agreements, rent agreements, emails, WhatsApp chats, or other proof of responsibility.
- Receipts from the post office, tracking reports, and proof that the Cheque bounce legal notice was delivered.
- Information about witnesses who can back up your account of the transaction and promise to pay.
You have 30 days to send the cheque bounce legal notice after the cheque is dishonored and 15 days to pay. After this, and only during the legal time limit, can a Section 138 complaint be made.
How we deal with your case:
- We first Cheque to see if the conditions of Section 138 are met to avoid wasting time on cases that don't need to be handled.
- Notice writing: We make a personalized legal notice for a Bounced Cheque that includes all the facts, the legal reasons, and the demand.
- We help you decide whether to seek interest, combine civil and criminal remedies, or negotiate terms.
- Follow-up and filing: We keep track of responses, and if payment isn't made, we go to court right away, within the time limit.
